Real Estate Law USA.com

My family and I were buying a house in California. The real estate agent was selling us a flipped house. Took our money and then said the house had been flipped and we couldnt get a loan. I just need more information on this flip it law.

I live in San Jose, California.

The lender sent some low life thugs to clear out all of my neighbor’s possessions.

Instead the lender’s thugs broke into my condominium.

I told them they were on the wrong property. But they threatened me and told me the lender had told them to take all of the personal belongings and dump them.

I called the San Jose Police on the phone. The people at the police department said that the lender had the right to do that and warned me not to interfere with them.

I could not make them understand that these thugs were on the wrong property and my condominium is not the one that was foreclosed. The condominium next door to mine is the one that was foreclosed.

The San Jose Police would not even sent a Police Officer out to check to see if these thugs we legitimate or just criminals breaking into my home.

These thugs took all of my furniture appliances, clothes, family pictures that go back over 30 years and some items that my children had made over 30 years ago that have great sentimental value to me, but have no monetary value.

These thugs had no identification and would not even tell me who the lender is or give me any contact information for the lender.

I did check with a title company to find out who the lender is that owns my neighbor’s condominium.

It turns out the lender is out of state. The telephone numbers that the title company had for the lender have been disconnected.

The only working number that the title company had for the lender goes to the sales people for the lender who tried to sell me a mortgage.

My condominium is completely paid off. I do not have a mortgage. If I did want a mortgage these thugs a re the last people that I would get a mortgage from.

What recourse do I have to get my furniture, appliances, clothes and all of my personal property replaced?

What recourse do I have against these thugs who broke into my home and threatened me?

I asked this question yesterday in the law and ethics section, but the responses that I got were rather disappointing.

I am hoping that the real estate people might have some better suggestions than the "legal eagles" in the Law and Ethics section.

To not you 311

I did call the Police.

They would not respond because they said the lender had the right to do that.

To Pureor lady:

I tried to call the lender but all of their telephones have been disconnected except the number to the salespeople who would not help me after I told them I did not want a loan.

I suspect that is the reason that this lender appears to be almost out of business.

To Smart A$$:

I called the Police Department directly instead of calling 911.

That was probably my big mistake.

In hindsight I agree, I sould have called 911 instead of calling the Police Department Directly.
To Denverlmc:

Thank you. Yes I did get their license plate although when they saw me writing down their license plate number they became very angry and threatened me some more.

My convenience store has been in escrow for one month still waiting for beer license to be transferred.

My listing agent (acting as dual agency) told me yesterday that it’s mandatory for me to sign a form(real estate risk management) & pay $199 at time of closing of escrow & that if I don’t sign, escrow will not close.

I called the escrow but escrow agent told me that it has nothing to do with escrow but has to do with the realestate agency.

Basically what I think agent want me to do is to pay in advance & get 3 year contract with a company that’ll provide legal service if legal dispute arise later on. But I’d rather get my own legal advice. Why is my agent forcing me to sign & pay for this? The company’s website that my agent want me to get contract with is www.rerm.com.

I tried to contact the department of real estate to ask if my realtor is acting within the realestate law but all their numbers are just recorded messages & no way to leave any message. And I can’t find email for them either. What sould I do?

After two months of renting a house, the owner lost it to the bank. The attorney representing the bank informed me that the lease is bone fide and the lease agreement was entered into prior to the notice of forclosure, therefore, I get to stay in the home for the remainder of the one year lease.

The owner wants his stuff that he left in the garage back ( garden tools, weight set, some hand tools…not much else) before giving me back the $2500.00 security deposit. He wants to have his brother come by and get it, becuase he now lives in Texas and I live in California. Well, the 21 day security deposit rule has come and gone and I have not heard anything from the owner. The lease agreement was done by a real estate agency and had a property manager/real estate agent handle the property. She has provided me with the owners phone number, fax number and new address in Texas and informed me that the owner has no right to enter the house anymore.

1. Has the owner forfeited all rights to any personal property left behind after the bank takes ownership? It was written into the lease agreement that all personal property left by the owner remain with the house. Who’s property is it now that the owner has lost the house? Is it now my property?

2. Is it possible to bring a lawsuit against someone who now lives in another state and get a court summons served to him to take him to small claims court in California if necessary?

3.Can I sue the owner for actual damages plus up to twice the amount in punitive damages? Would that equal $2,500.00 + $5,000.00 = $7,500.00? The limit is $5000.00 for small claims in California, so I don’t know what court would apply if I may be entitled to up to $7,500.00.

I’m wondering if the owner pocketed two months of rent money plus the security deposit, and never used any of it to pay on the mortgage? Is that considered theft, breaking some kind of law? If so, who gets the rent money, the bank or me? The real estate agent learned that the owners last wire transfer of payment to the bank was just a day late, so the bank reposessed the house. That sounds pretty strange, and especially to go from default to loss of home in just 90 days…in California!

—————————————-

California Law

1. What if the landlord doesn’t provide a full refund, or a statement of deductions and a refund of amounts not deducted, by the end of the 21-day period as required by law? According to a California Supreme Court decision, the landlord loses the right to keep any of the security deposit and must return the entire deposit to you.

2. In California, the tenant may commence suit in small claims court based on a landlord’s bad faith retention of all or a portion of a security deposit. California law permits the tenant to recover not only actual damages, but a punitive amount of up to twice the amount of the security deposit.
Thanks for the responses. The owner had my deposit transferred from the property management escrow account to his own bank account. The bank does not have my deposit. That action made me nervous.

So, perhaps the owner has no legal claim to his personal belongings? Interesting.

I never thought about what the bank wants or doesn’t want back at the end of my lease. There is no accurate inventory of the owners property, on any document. For example, it just says gardening tools (not quanity or type), so the bank has no idea really what exactly is in the garage, and who it belongs to.

I suppose I could claim that the washer, dryer and fridge were mine from my prior residence. How would the bank know any different? I could use those items when I am forced to move.

Currently I am waiting on a new lease agreement from the bank and I did give one months rent to the bank via the broker representing the bank.

Never will I do this again! In 2006, a family member was given a notice their interest rate was going up & their payment was going to be 1,000 more per month…they could not even pay the current payment. They called my boyfriend several times for help, due to their poor credit score of 419, they could not refinace (boyfriend is a loan officer). They only had a few choices sell or get help from a family member. Being a licensed agent I told them their best bet was to sell but they had to sell fast or I would buy the house, lower the pyt and they would make the payment until their credit was better & they could buy the house back through a vested interest refinance. They made the payments for over 2 years, now they can not afford the house. They will not move or pay rent. I tried to evict them and now they are suing me saying I baught the how wrongfully. I did nothing wrong and only helped them..how do I get them out, they even CANCELED our contract!

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equal justice for all on similar ground: michael jackson’s demise as icon poses problem to u s law enforcers?
7.17.2009 los angeles
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Flag this messageRe: 7.17 . 2009:: washinton d c :Toronto, CANADA:: as dt elsewhere:LONDON, u k:AS DT IN New york,USA :WORLD NEWS : WHEEL OF JUSTICE MAY BE SLOW AT TIMES FOR RICH, POWERFULS & SOME OTHERS, BUT WE THE PEOPLE IN USA, ET AL ALWAYS TRY TO KEEP IT MOVING :: MICHAEL jackson MAY NOT BE NATURAL FATHER OF 2 elder step CHILDREN: michael, may not curb. natural mother’s ( debbie Rowe’s ) motherhood rights without court orders .. as a powerful rich legendary figure he abused and violated laws & participated in illegal trafficing on atleast 2 minor children. Democracy in usa based on usa constitution. must follow rule of laws. michael’s estate must pay for civil abuses by him during his life time pay penalty hrough his estate of vast fortunes left by him at his death in june 2009 : comments issued with consent of the rev dr kamal karna roy … former wife of jackson; two minor stepchildren of jackson c/o … :new York , USA:London, U K : Washington DC, USA:::WORLD news::Was NEWS :on 7.7.09 ,The rev kamal karna roy and 78000 + associations, as conglomerate of unincorporated association formed lawfully within h i i-w r group : ein & tax exempt no 13 3566610, moved court :usd court , n d new york, albany new york 12207 on 7.4. 2009 with civil complaint vs usa govt, washington dc, that U S CONSTITUTION MAY FAIL SO SPECIAL PROSECUTOR SHOULD BE APPOINTED BY U S ATTORNEY GENERAL TO FIND CRIMINALITY IN CONDUCTS OF CONSPIRACY FOR HIDING TRUTH OF PARENTAGE OF TWO ELDER STEP CHILDREN VIZ PRINCE MICHEL JACKSON & OTHER WHO WERE BORN DURING MICHAEL’ MARRIAGE TO DEBBIE ROWE, WHILE LATER WOMAN IS LIVING & MICHAEL IS DECEASED NOW. mICHAEL MOVED tO FOREGO PARENTAL RIGHT OF debbie, MOTHER OF SUCH CHILDREN, DEBBIE WITH REPORTED MONEY SETTLEMENT. MICHAEL jackson MAY NOT BE NATURAL FATHER OF SUCH step CHILDREN michel, may not curb.DEBBIE’S NATURAL MOTHERHOOD, & that michael’s parents et al, are no legal next of kins of 2 children. that michael MAY NOT havePURCHASED single handed parentood for himself ,WITH MONEY SETTLEMENT. EFFORTS ARE UNDERWAY. THE MATTER IS HUMAN TRAFFICING. MUST BE STOPED UNDER LAWS OF NATION, USA. iN GOD WE TRUST. gOD IS conceppt of human development in democracies et al. U s govt & OFFICERS & associate state govt viz california may not be allowed to defeatt the constitution & thus complaints were filedwas challenged in u s d court for northern district of new york 445 broadway, albany n y 12207 ,USA by 75999" unincorporated outsource usa &in usa associations as a conglomerate within non profit tax exempt (IRS):Handicap interests International World religions group, EIN & tax exempt i d no 133566610: one officer - rev dr Kamal karna Roy who filed( pro se )civil action for violation of civil right of people including one plaintiff including : dr kamal k roy, mba (SUNY MARITIME COLLEGE , BRONX, NY,USA , ID 578804399 74, ph.d, D.D (divinity) llb (law) , from foreign & int’l graduate school, adv cert in Public admn: from USDA Graduate school, Washington dc 72.::::: defendant the usa constitution as a public written testament c/o usa govt white house (2) c/o " we the people of usa, pursuant to usa constitution defendants ( 3 ) usa govt (4) B H Obama, u s president on default wef 1.20. 2009 since his alleged election non 11,4, 2008 while he openly violated many election laws and he was not legally u s born citizen to qualify him to be us president,(4). That there were 70999+ other defendants picked up & mentioned in court filing on 7, 2009 lawfully to allege many allegations that the usa constitution were old and failing weaker people of usa & people who is beyond abilities to seek justice for violations of civl rights guaranteed in u s constitution. example was cited nys Senate was failing to act legally & properly by members of political parties viz gop, democrats & such conducts were against we the people of nys, kamal roy, an ordained clergy on vow of poverty & real poor by us standards, an author of jungle democracies, cat and mouse doctrin

7.15.009 los angeles:
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See 9 new replies to your comments civil & criminal investigations of ms d rowe etal demanded
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Showing posts 1 - 1 of1 RUPKATHA BANERJEE_ROY
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Saranac Lake, NY
1 min ago
so called two elder children did not bolong to jackson clans or belong tomichael jackson ,the later acquired two children in a business deal but to lok like family affairs. It was illegal trafficking of minor children. afican american born michael jackson used them alike human in slavery_custodian. Michael was not male parent of the two children. Michael planned to acquire babies now named prince m jaclon II & paris katherine m jackson and falsely gave jackson last ++name. the children are eye witnesses as caucasian with caucasin woman debbie rowe & one or two persons as their male aprents, debbie rowe & her conjugal mate (male) of sperm donors for birth of babies. possibly debbie rowe wanted to enrich herself with possible mate dr kline dermatologist of los angeles or other. while male and female being custodian by african amercan family, those aquired by m j ,a half devil & 1/2 musical icon. Now icon is dead the devil part of m j, should pay for criminal acts performed by him through his estate i e michael jackson estate ( multi million or billion $ us estate. Fortunes of a person who was engaged in family , crime, drug uses,abuses, drug trafficking through m j employees’ criminallt motivated birth recording of minor citizens of we the people of usa noted in birth records of children , as if, mixed race babies, which was used for preplanned criminal strategies to illegal trafficiking of 2 white babies to unsafe custody of non hlood related african american,m.j.incidentally m j were charged in criminal/ civil court actions in actions were settled out of court settlements etc. in california .debbie rowe should be criminally investigated. Katherine must not be given custody or two caucasian children by falsification of a manipulations of m j deceased. michael may not dictate us laws or u s family court. A member of jackson clan is trying to make a caucasian mj out of african image of M J; also a female prototype of M J with caucasian young female viz pARIS. usa MUST STOP BEGINNING OF A CAUCAIAN SLAVERY SYSTEM UNDER INFLUENTIAL AFRICAN AMERICAN FAMILY DOCTRINES. DECEAD M J MUST PAY FOR VIOLATIONS IN HIS LIFE & HIS CRIMINAL MOTIVES TO UPSET U S SYSTM OF FAMILY LAWS, SAFETY OF MINORS, ILLEGAL TRAFFICKING ANS SALES OF MINOR CHILDREN BY TAKING ADVANTAGE OF RELATIVE POVERTY OF A CAUCASIAN MOTHER,UNLUCKY,GREEDY WOMAN :DEBBIE rOWE, ABSENTEE MALE PARENT/PARENTS OF 2 CAUCASIAN CHILDREN. U HAVE OPTIONS TO GO TO CALIFORNIA TO EYEWITNES CHILDREN IF CAUCASIAN CHILDREN WERE BORN FROM A FAMOUS AFRICAN AMERICAN m j. CC US ATTORNEY GENERAL, WASHINGTON DC CC HON GOV ,STATE OF CALIFORNIA, WITH PRAYERS OF LEGAL INVESTIFATIONS IN JACKSON M,CIVIL/CRIMINAL LAWS VIOLATIONS.
D TO EXCELLENT. bUT JACKSON MEMORY ISPAINFUL FOR HIS ERRATIC CONDUCTS. MJ WAS LEGEND BEYOND HIS SHORTCOMINGS IN LIFE. SEE BELOW:
Source(s):
REV DR KAMAL KARNA ROY
18 hours ago

My mom bought her town house approximately 7 years ago for 435,000 plus some 30,000 in improvements. With the depleting real estate industry in California the fair market value of the house is 189,000. She went to see her realtor to do a short sale, since the loan modification didn’t worked out (it only reduce the monthly payment for around $200). Everything was alright until the Credit Union calls the realtor and told her that they were not going to do any kind of negotiation. They also told the realtor that they do not have any foreclosures because they are very selective with their clients. The realtor told my mom that is the first time a bank calls her saying no to any king of negotiation. The realtor had sold over 10 houses in same neighborhood on Short Sales and all banks she’s been dealing, they have been open to negotiations. In addition, my mom is 60 right now and in the past year she’s been having some serious health problems (heart, cholesterol, etc.). And a lot of them are related with the stress of the mortgage payments. She has two jobs to support her self, which is not recommended due to her age and heath conditions.

What my mom should do?? Please help! If you have some websites with laws or laws interpretation related with this will be helpful!! Thanks

Note: She bought the townhouse as an investment. Seven years ago things were great in the area she’s living, so the plans were buy it, live it for a few years a sell it. With the supposedly gain, she was going to build her retire home in her home country and live from the pension she’s receiving.
The 2007 Mortgage Forgiveness Debt Relief Act (Public Law 110-142, HR 3648), amended the tax laws to allow borrowers negotiating the loan on their primary residence to avoid having to declare this debt as income (limited to debts of $2 million or less.).

I use to work for a company that managed apartment complexes in Washington, Oregon, Idaho, Montana, Nevada, and California. Their head offices were in Washington state and Oregon state. I know there were 2 people one in Washington and one in Oregon who had Real Estate Brokers licenses. But I doubt they had people with broker’s licenses or who were even cpms in any of the other states. Is this legal and do you know the piece of law that proves this is or is not legal?

coverings on all the windows because its a law. (The home has a few missing blinds). I have poured all through my real estate books looking for this and have come up with nothing. Has anyone heard of such a thing?
It is not my house… I am actually an agent trying to get it rented for a client. I would be all for putting blinds up but its not my decision… and the windows are all weird sizes… they would probably have to be custom made. Thanks for all the imput!