I live in San Jose, California.
The lender sent some low life thugs to clear out all of my neighbor’s possessions.
Instead the lender’s thugs broke into my condominium.
I told them they were on the wrong property. But they threatened me and told me the lender had told them to take all of the personal belongings and dump them.
I called the San Jose Police on the phone. The people at the police department said that the lender had the right to do that and warned me not to interfere with them.
I could not make them understand that these thugs were on the wrong property and my condominium is not the one that was foreclosed. The condominium next door to mine is the one that was foreclosed.
The San Jose Police would not even sent a Police Officer out to check to see if these thugs we legitimate or just criminals breaking into my home.
These thugs took all of my furniture appliances, clothes, family pictures that go back over 30 years and some items that my children had made over 30 years ago that have great sentimental value to me, but have no monetary value.
These thugs had no identification and would not even tell me who the lender is or give me any contact information for the lender.
I did check with a title company to find out who the lender is that owns my neighbor’s condominium.
It turns out the lender is out of state. The telephone numbers that the title company had for the lender have been disconnected.
The only working number that the title company had for the lender goes to the sales people for the lender who tried to sell me a mortgage.
My condominium is completely paid off. I do not have a mortgage. If I did want a mortgage these thugs a re the last people that I would get a mortgage from.
What recourse do I have to get my furniture, appliances, clothes and all of my personal property replaced?
What recourse do I have against these thugs who broke into my home and threatened me?
I asked this question yesterday in the law and ethics section, but the responses that I got were rather disappointing.
I am hoping that the real estate people might have some better suggestions than the "legal eagles" in the Law and Ethics section.
To not you 311
I did call the Police.
They would not respond because they said the lender had the right to do that.
To Pureor lady:
I tried to call the lender but all of their telephones have been disconnected except the number to the salespeople who would not help me after I told them I did not want a loan.
I suspect that is the reason that this lender appears to be almost out of business.
To Smart A$$:
I called the Police Department directly instead of calling 911.
That was probably my big mistake.
In hindsight I agree, I sould have called 911 instead of calling the Police Department Directly.
To Denverlmc:
Thank you. Yes I did get their license plate although when they saw me writing down their license plate number they became very angry and threatened me some more.
denverlmc said:
Oct 29, 09 at 2:11 amUnbelievable! I’d start looking for an aggressive attorney because this is grounds for a lawsuit. I’d also contact the chief of police and let them know how freaking helpful his department has been, afterall who knows who these thugs really were. Did you happen to get their license plate #?
buschchick said:
Oct 29, 09 at 3:06 am1st you need to get a lawyer, that way you can file a lawsuit against the people who cleared out the wrong house (or the people who sent the "thugs" to the wrong house) I would also file a formal complaint against the police department because they did nothing as someone was breaking into your house and taking your belongings…a lawyer will have more legal grounds to get phone numbers and get things settled and possibly get your things back and if not then money to replace the things that can be replaced…when I was renting an apartment the owner decided to lock me out and sell all of my personal belongings which included many family heirlooms I had to come up with an itemized list of everything that was in the apartment and how much everything cost new and for about how long I had each item…document EVERYTHING, Things that were said, phone calls that you have attempted to make, phone calls the police, EVERYTHING, We had to have specific times and dates that we had attempted to contact our land lord to get our things back …I had called a lawyer who worked with people with low income…we did win the case…you can call a lawyer and usually ask them questions over the phone (or at least A question)…I know that you are not renting but it is a somewhat similar story…so whip out that phone book and start making some phone calls!!! Good Luck!!!
jeremylaabs said:
Oct 29, 09 at 5:42 amIf the said anything different than hire a lawyer, I’d be surprised. I do feel bad for you and I would be quite irritated.
ryry69 said:
Oct 29, 09 at 6:51 amyou will never have to work again big lawsuite BIG
hanora said:
Oct 29, 09 at 8:13 amWell you can start with your insurance company because in effect you have had a breakin and robbery. But I would call a newpaper and tell them your story. It is totally unreasonable that the police would not send someone out. It sounds like anyone can say they are working for a lender and rob people. What a good gimmick.
Debbie_V said:
Oct 29, 09 at 8:39 amI would call the police over and over again until they understand you, the a really good lawyer
PureOrLady said:
Oct 29, 09 at 8:56 amcall the lender. Explain their mistake. Ask what they are going to do about it.
Go down to the police office and fill out a stolen article report.
Call your insurance agent. Tell them what happened, ask for their assistance with the lender in question.
If you do not get immediate responses then I would call the local news office and ask them to do a story … the bad press should ruin all of the above mentioned.
Biggie___Arbor_Mortgage said:
Oct 29, 09 at 10:41 amYou should have called 911 on these thugs & not let the thugs in. I would have asked for photo id’s for these thugs & showed these thugs the proper address. You really need to get an atty. for these thugs & ask your condo assoc. if they can help you pursue these thugs.
I am sorry these thugs did this to you. These thugs had no right.
Thanks thugs!
notyou311 said:
Oct 29, 09 at 6:49 pmI would start by calling the police. Then I would consult a lawyer.
SmartA__ said:
Oct 29, 09 at 11:44 pmI would start by trying to contact a supervisor at the police department. File a report and tell them the exact time of your call so they can look up who was on duty answering phones and fire the person. If you don’t get any help there, go over their heads to the state patrol.
Then, you need a lawyer. I know that dealing with a lawyer is tough, but its the only way you stand a real chance of getting retribution. You should sue the lender. You should press charges against the thugs, and you should also consider a lawsuit against the police department for failure to respond to your call.
Did you call 9-1-1 or just the police office directly? Try to get a copy of the phone conversation you had which would be very good evidence in court against the police department that didn’t respond.
Sorry to hear about your loss. Good luck and hope I helped a little bit.